{"id":51,"date":"2026-10-07T09:00:00","date_gmt":"2026-10-07T09:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/sandraventrerichards-com\/2026\/10\/07\/bargain-hunting-with-rates-above-7\/"},"modified":"2026-10-07T09:00:00","modified_gmt":"2026-10-07T09:00:00","slug":"bargain-hunting-with-rates-above-7","status":"publish","type":"post","link":"https:\/\/www.sandraventrerichards.com\/blog\/2026\/10\/07\/bargain-hunting-with-rates-above-7\/","title":{"rendered":"Bargain Hunting With Rates Above 7%"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/sandra-ventre-richards-1915220\/bargain-hunting-mortgage-remotion-videos-a922\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>With mortgage rates holding above 7%, it\u2019s no wonder buyers are weighing their options carefully right now. As someone who\u2019s spent over 40 years living and working in Lake Tahoe, I know firsthand how market shifts impact real people\u2014especially those considering a mountain property. Recent studies highlight the value of planning ahead: if you\u2019re budgeting, consider building in a rate cushion\u2014a half-point adjustment within 3 months, three-quarters by 6 months, and up to a full point by the end of a year. Interestingly, those who\u2019ve waited until later in the year often found homes about 5% less expensive in early Q4 compared to late Q2, plus less competition and more breathing room to negotiate. With about a 5-month supply on the market recently, buyers have enjoyed more leverage\u2014whether that\u2019s on price, closing costs, or even temporary rate buydowns. Even as markets anticipate more moves from the Fed, the long-term hope is for cooler inflation and, eventually, some relief on mortgage costs. My years here have shown me how the right timing and local knowledge can make all the difference when you\u2019re bargain hunting in Lake Tahoe.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>With mortgage rates holding above 7%, it\u2019s no wonder buyers are weighing their options carefully right now. As someone who\u2019s spent over 40 years living and working in Lake Tahoe, I know firsthand how market shifts impact real people\u2014especially those considering a mountain property. Recent studies highlight the value of planning ahead: if you\u2019re budgeting, [&hellip;]<\/p>\n","protected":false},"author":481,"featured_media":52,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-51","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.sandraventrerichards.com\/blog\/wp-json\/wp\/v2\/posts\/51","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sandraventrerichards.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sandraventrerichards.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sandraventrerichards.com\/blog\/wp-json\/wp\/v2\/users\/481"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sandraventrerichards.com\/blog\/wp-json\/wp\/v2\/comments?post=51"}],"version-history":[{"count":0,"href":"https:\/\/www.sandraventrerichards.com\/blog\/wp-json\/wp\/v2\/posts\/51\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sandraventrerichards.com\/blog\/wp-json\/wp\/v2\/media\/52"}],"wp:attachment":[{"href":"https:\/\/www.sandraventrerichards.com\/blog\/wp-json\/wp\/v2\/media?parent=51"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sandraventrerichards.com\/blog\/wp-json\/wp\/v2\/categories?post=51"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sandraventrerichards.com\/blog\/wp-json\/wp\/v2\/tags?post=51"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}